According to a 2021 forecast from Deloitte, U.S. consumers will spend up to 9% more this holiday season compared to last year. Since holiday season spending doesn’t include just gifting, it’s essential to set your budget now.
You may likely find yourself spending extra on food, decorations, holiday travel, and more. Don’t let the holiday season take a toll on your wallet by confidently planning your spending with a budget. Here are eight tips to help you start the New Year holiday debt-free from holiday spending:
Need help developing a strategy for future goals or retirement savings? Your financial professional can help. Contact them before the year ends to start 2022 off with a plan.
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Integrity Financial Group South West LLC offers safe alternatives for retirement savings. Our insurance options focus on increasing spendable income, maximizing inheritance to heirs, and avoiding unnecessary taxes. Contact us today to get started on reviewing your situation.